Jim Steffen CFP®

CEO & Founder
As President of Trott Brook Financial, Jim has quietly grown the company he founded in 2002 into a trusted and reputable wealth management firm in Anoka, Minnesota. With over 30 years of experience in financial planning and investment management, he leads the Trott Brook team in delivering personalized service and thoughtful financial guidance. Jim provides overall strategic direction for the firm and oversees financial planning recommendations for clients, translating complex concepts into clear, actionable advice.
 
Jim earned his undergraduate degree in Economics and Business from the University of St. Thomas, following his graduation from Anoka High School. He also holds the CERTIFIED FINANCIAL PLANNER™ designation, which reflects his postgraduate study in tax, investment, insurance, retirement, and estate planning. He is passionate about helping clients achieve balance in their personal and financial lives and works closely with each individual to reach their goals. He created the video blog, UNCUT Outdoors, where he delivers timely messages to his clients from various outdoor locations.
 
Outside of the office, Jim enjoys spending time with his wife Lisa, their two grown children, Lauren and Tommy, and their two British Labs, Spirit and Moose. Lauren lives in Nashville and works in the music business, while Tommy resides in Oak Grove with his wife Mya and works at Trott Brook Financial as a financial planning assistant.
Jim is an avid outdoorsman, enjoying smallmouth bass fishing, hiking, kayaking, biking and the occasional round of golf.  Jim, Lisa and dogs especially love traveling the country in their RV. Three of their favorite destinations include their cabin in Sandstone, Minnesota, the Full Circle Ranch in Cave Creek, Arizona and San Jose del Cabo, Mexico.
Nikki Cellette

Nikki Cellette

Operations Manager

Nikki joined Trott Brook Financial in October 2007 and plays an essential role in the smooth operation of the firm. As Operations Manager, she supports clients with the kind of personal, high-level service they have come to expect. Nikki assists the advisors by preparing and updating client accounts prior to review meetings, managing follow-ups, resolving issues, and serving as a vital resource to the entire team. She brings a thoughtful and detail-oriented mindset to her work, which is reflected in her dedication to delivering exceptional client service and advisor support.

Nikki and her husband, George, live in Ramsey with their two children. Their son, Zach, is a licensed insurance agent with State Farm, and their daughter, Brooklyn, recently graduated from Elk River High School. As a family, they enjoy spending time together, attending concerts, exploring the outdoors, traveling to warm destinations, and spending time in the Brainerd Lakes area.

Tommy Steffen

Financial Planning Assistant
Tommy joined the team in February 2025 after working at Ameriprise Financial for several months. As a Financial Planning Assistant, he plays an important role in supporting client relationships through meeting preparation, follow-up, and direct communication. He regularly participates in client meetings while assisting both Nikki and Jim.
Tommy is currently studying for his licensing exams to become a registered advisor. He’s eager to expand his knowledge, build his book of business, and become a trusted resource for clients as he grows in his role.
 
He graduated from Legacy Christian Academy in Andover in 2021 and went on to earn his bachelor’s degree in business and entrepreneurship from Liberty University in Lynchburg, Virginia.
Tommy is married to his high school sweetheart, Mya, and they recently purchased their first home in Oak Grove. Outside the office, he is an avid outdoorsman. In the warmer months, he spends much of his time on the Mississippi River, where he owns and operates Strictly Smallmouth, a guiding business he started in high school. He now guides fishing trips on weekday afternoons and full-time on weekends. When he’s not on the water, Tommy enjoys archery hunting for deer and turkey, waterfowl hunting, bowfishing, and golfing whenever time allows.